Coverage for specialized equipment.
The term “Inland Marine” can feel confusing, but this is simply an old term used to describe movable or specialized property and equipment. This includes Electronic Data Processing (EDP) equipment and provides protection for direct physical loss to member-owned computer equipment, phone systems, fax machines, printers, and copiers from various causes of loss, including electrical and mechanical breakdown.
Our Inland Marine coverage is specifically drafted for public entities in order to provide the best possible protection for the members we serve. Our coverage is written on a “Special Form” basis, which means that all perils are automatically covered except for those that are specifically excluded.
We even give our members the ability to schedule their covered equipment for replacement cost. That means that we will pay to repair, rebuild, or replace your equipment with equipment of like kind and quality in order to restore you to pre-loss conditions.